The advent of internet facilities has made lives easier as one can carry out any kind of work within just a few minutes from anywhere at any time. The Digital India movement has benefited Indian citizens in several ways, including saving both time and money. As per reports, digital transactions have increased significantly over the past two years. The total number stood at 5,554 crores in FY21.
Bajaj Finserv has also made its online portal available for customers to pay off their loans and avoid any chances of default. Read on to know how making payments through the Bajaj Finserv customer portal can be advantageous.
Perks of using Bajaj Finserv customer portal to make payments
Here is a list of advantages you can expect when you use the Bajaj Finserv customer portal – My Account to make such online transactions:
Ensures security and safety
While making payments, the primary concern remains the safety issue that often arises with online methods. Bajaj Finserv ensures that borrowers do not face such difficulties when using its My Account portal. This leading NBFC offers secured payment options. It ensures utmost safety during the payment process, and you do not have to struggle afterwards either.
Makes the process smooth and quick
Both making the EMI payments and tracking the status of that payment are easy with the customer care portal of Bajaj Finserv. This lender has also made its My Account app available for smooth operations, which allows one to pay equated monthly instalments within a few minutes.
Note that the app also notifies users regarding EMI dues dates. This way, they can avoid missing your EMI payments and the penalty charges that get imposed by the lender. Borrowers can even choose the repayment option as per their convenience and make the Bajaj Finserv EMI online payment in a hassle-free way.
Provides access to pre-approved offers
Bajaj Finserv offers several customised offers to both its existing and new customers to make financing hassle-free. Apart from making the Bajaj Finserv EMI card payment through the My Account portal, individuals can easily access such pre-approved offers. These offers are available on both secured and unsecured credit facilities. Individuals need to use their names and contact numbers to check their pre-approved offers and obtain deals on their credit cards or loans.
Allows keeping tracking of closed or active loans
The Bajaj Finserv customer portal can be used to keep tabs on your financial liabilities, such as your outstanding loan balance, remaining EMIs, etc. Additionally, it enables customers to go through the details of their previous loans, even the ones which are already paid off. This often helps in making comparisons and creating a repayment strategy.
Other than that, notifications related to your loan’s due dates also help customers make the EMI payments on time. The Bajaj Finserv customer portal-My Account makes this process less time-consuming. One can easily log in using the credentials and pay EMIs within a few minutes.
Steps to make EMI payment via Bajaj My Account customer portal
Find the complete process of making EMI payment using this Bajaj customer portal mentioned below:
Step 1: Customers need to initiate the payment process by logging in to their accounts. They can use their customer ID or registered number or email ID and password for this.
Step 2: Next, one needs to find the ‘Account information’ option. Over there, click on ‘Online Payment’ to proceed further.
Step 3: After clicking on that, a user needs to choose ‘EMI and Overdue Payment’.
Step 4: Lastly, the individual has to submit payment gateway details and find a suitable payment mode from the available options.
Note that after making the EMI payment, borrowers can also check the status of their payments using the same app or portal. The process to make a credit card EMI payment is similar to the one mentioned above. However, it is advisable to cross-check the Bajaj Finserv card details before initiating the entire payment procedure.
Borrowers can easily access the Bajaj Finserv customer portal to check the outstanding dues much before its payment due dates. In case they find it difficult to complete the process, the customer care representatives are also there to assist them.